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Loan Programs at BoniFi Capital

Explore smart, flexible mortgage options tailored to homebuyers, homeowners, and real estate investors.

Conventional

As low as 1% down options

Strong rates & predictable terms

Great for well-qualified borrowers

FHA

0% down options

Lower credit score requirements

Great for first-time buyers

VA

0% down available

No PMI (private mortgage insurance)

Lower rates & easier qualification

HELOC

Tap home equity for flexible funding

Borrow as needed

Fast 5-Day Digital HELOC available

DSCR

No income or employment needed

Vest in LLC

Qualify using rental income & credit

Non-QM

Flexible income options (bank statements, 1099, WVOE)

Assets only & no-income primary home programs

Jumbo solutions up to $10M+

Why Choose BoniFi Capital?

Multiple Lenders

We compare over 120 lenders to help you secure the best terms, regardless of the scenario.

Fast Turn Times

Quick pre-approvals and closings with clear, consistent communication.

Personalized Guidance

Friendly expert support from application to closing.

Ready to get started?

We are happy to answer any questions you may have regarding mortgage loans and provide you with competitive rates tailored to your unique financial situation.

©2025 BoniFi Capital LLC. NMLS 2664654.
All rights reserved.

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

BoniFi Capital is a mortgage brokerage. All loans arranged through third-party lenders. Rates and terms subject to change.

Not all programs available in all states.
Currently serving PA, FL, and DSCR investors nationwide in 40+ states.

Matthew 22:37-39