Privacy Policy
At BoniFi Capital, we place paramount importance on your trust and the security of your information. This Privacy Policy elucidates our commitment to safeguarding and preserving your data and provides insights into how you can control the dissemination of your information to others.
In this document, the term “Site” pertains to this online platform (www.bonificapital.com) and the associated services offered herein. References to “You” or “User” are directed toward registered users of this Site, while “BoniFi Capital” or “We” signifies our organization.
Please be aware that this Site may contain links to other websites. BoniFi Capital cannot be held responsible for the privacy practices or content of any other websites we may link to or be linked from. We strongly urge You to review the respective privacy statements when engaging with external websites.
The Work Space section on this Site serves the interests of our Users. Both the private and shared Work Space areas are established to facilitate communication and the exchange of information. The data stored within private work spaces shared between Users and BoniFi Capital is exclusively utilized to enhance communication and supporting the exchange of information between the parties involved.
Information We Collect
At BoniFi Capital, we gather nonpublic personal information about you, which includes:
1. Information we receive from your submissions on applications, online registrations, or other forms, encompassing details like your name, address, phone number, fax, email address, street address, assets, income, debt, and more.
2. Information concerning your transactions with us, our affiliated entities, or third parties, such as your account balance, transaction history, or records of our interactions with you.
3. Data related to your creditworthiness, credit history, and other relevant facts obtained from consumer reporting agencies or providers of marketing and demographic data.
4. Details pertaining to your employment, employment history, past real estate dealings, property insurance coverage, and other relevant information.
It is mandated by legal requirements that we verify the information you provide, and we greatly value your honesty in accurately disclosing your financial information, history, and your capacity to meet current or future credit obligations.
Automatically Collected Information
BoniFi Capital automatically collects information such as your browser type and browser software version. This data is utilized to customize the presentation of our services to your specific platform and to maintain a record of your activities on our Site. We may also employ cookies to allow users to set unique preferences and to track user trends and patterns. Users have the option to disable cookies through their browser settings. However, please be aware that disabling cookies may affect the functionality of certain parts of our Site, potentially making them less effective or slower.
As a standard process, our web server software generates log files that record IP addresses accessing the Site. While we collect IP address information, we typically do not link IP addresses to nonpublic personal information of Users. Nevertheless, we reserve the right to use IP addresses to identify a User if we, at our sole discretion, deem it necessary to enforce compliance with our Terms and Conditions of Use or to safeguard our services, Site, customers, or other stakeholders.
Information Use and Disclosure
Safeguarding the Confidentiality and Security of Your Data
BoniFi Capital recognizes the utmost importance of preserving the confidentiality and security of your financial information. Access to your information is limited to individuals who require it for the performance of their job responsibilities. We employ commercially reasonable safeguards, encompassing physical, electronic, and procedural measures, to ensure the protection of your information and restrict its disclosure.
We share your information as mandated by law or when necessary to secure credit approval for your loan.
Sharing with BoniFi Capital Affiliates
We do not distribute your information to our affiliates, or to any third parties for marketing/promotional purposes.
In Collaboration with Third-Party Service Providers, Joint Marketing Partners, and as Permitted by Applicable Law
We may collaborate with non-affiliated entities to deliver services on our behalf, aiding in the approval of your loan or offering you opportunities to purchase products or services, whether independently or jointly with other financial institutions. Consequently, we may disclose certain data collected from you. To safeguard your interests, we mandate that these companies maintain strict confidentiality with regard to all personal information.
Furthermore, we may divulge some or all of the information we collect as permitted by the law. For instance, we may share personal information:
• With regulatory authorities and law enforcement agencies.
• To combat fraudulent activities.
• To report transactions to credit reporting agencies.
• In response to a legally issued subpoena.
Opting Out
You have the option to opt out, directing us not to share your information, by contacting us at (917) 969-5469 or at [email protected].
Registration Information
Nonpublic personal information is employed for internal purposes, including email communications to keep you informed about service updates and to provide other essential information. We retain the right to disclose your information as required by law. Your nonpublic personal information is not leased or sold to third parties.
Advertising
Presently, we do not feature banner advertisements on our site, but we may send you promotional email communications with information we believe may interest you. You can opt out of receiving such promotional emails at any time by contacting us.
Demographic Information, Surveys, and Contests
The demographic information collected during registration and through online surveys is used to enhance our services to meet user preferences and needs. This may include targeting advertisements related to our services. Information acquired through contests may be shared with third parties when necessary for prize fulfillment and other aspects of contests or similar events.
User-Submitted Comments
BoniFi Capital continually strives to enhance the quality of the services we provide and the overall user experience on our Site. We value your input and encourage you to assist us in expanding and improving the Site by sharing your thoughts or comments regarding our services or the Site’s operation. When you provide us with this information, we will use it solely for acknowledging or responding to your comments. In specific situations, we may seek your permission to feature your comments in marketing or promotional materials.
Security
We employ commercially reasonable methods to maintain the secure storage of nonpublic personal information in our files and systems. Please be aware that, with current technology, we cannot guarantee the security of your data during its transmission over the Internet.
Correcting/Updating Your Information
To rectify and/or update your information, please get in touch with us.
Contacting Us
For any inquiries about this Privacy Agreement or the practices of this Site, you can contact us at: [email protected].
