Terms of Use
Effective Date: 6/1/2024
1. Acceptance of Terms
Welcome to BoniFi Capital, a mortgage broker company (“BoniFi Capital,” “we,” “us,” or “our”). By accessing, using, or browsing our website at www.bonificapital.com (the “Site”) and our services, you acknowledge and agree to be bound by these Terms of Service (the “Terms”). If you do not agree with these Terms, please refrain from using our services or accessing our Site. These Terms may be updated periodically, and your continued use of the Site and our services constitutes your acceptance of any revisions.
Services Offered
BoniFi Capital provides mortgage brokerage services, assisting clients in obtaining mortgage loans and related financial services. We aim to facilitate loan approvals, connect clients with suitable lenders, and offer expert guidance in the mortgage application process. Our services are subject to availability and may change at our discretion without prior notice.
2. Eligibility
To use our services, you must be at least 18 years of age and possess the legal capacity to enter into a binding contract. By using our services, you affirm that you meet these requirements and agree to comply with these Terms.
3. Privacy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy for a comprehensive understanding of our data handling practices.
4. User Account and Security
To access certain features of our services, you may need to create a user account. You are responsible for maintaining the confidentiality of your account information, including your password. You agree to notify us immediately of any unauthorized use of your account. BoniFi Capital is not liable for any loss or damage arising from your failure to safeguard your account details.
5. User Conduct
By using our services, you agree not to:
a. Violate any applicable laws or regulations.
b. Infringe upon the intellectual property rights of BoniFi Home Advisors or third parties. c. Transmit any content that is defamatory, harassing, threatening, obscene, or otherwise objectionable.
d. Use our services for unlawful or fraudulent purposes.
e. Attempt to gain unauthorized access to our systems or interfere with the functioning of the Site.
f. Engage in any activity that disrupts or imposes an undue burden on our services.
6. Third-Party Links and Content
Our services may include links to third-party websites or content. BoniFi Capital does not endorse, control, or assume responsibility for the content, policies, or practices of these third parties. Your interactions with such third parties are governed by their terms and policies.
7. Fees and Payments
Certain services offered by BoniFi Capital may involve fees, which will be disclosed to you prior to your engagement. You are responsible for paying any fees associated with our services as described in the applicable agreements. All payments must be made through secure and approved payment methods.
8. Disclaimer and Limitation of Liability
While we strive to provide accurate and up-to-date information, BoniFi Capital makes no representations or warranties regarding the completeness, accuracy, reliability, or availability of the information presented on our Site. Your use of our services is at your own risk. We are not liable for any direct, indirect, consequential, or incidental damages that may result from your use of our services or reliance on the information provided.
9. Termination
BoniFi Home Advisors reserves the right to terminate, suspend, or restrict your access to our services if you violate these Terms or engage in activities that may harm our business or users. We may do so without prior notice and at our sole discretion.
10. Governing Law and Dispute Resolution
These Terms are governed by the laws of Pennsylvania. In the event of a dispute or claim arising from these Terms, both parties agree to resolve it through binding arbitration in accordance with the rules of Bucks County Mediation and Arbitration Center. The venue for arbitration shall be Doylestown, PA, and the language shall be English. Each party shall bear its own arbitration costs. This provision does not preclude you from pursuing legal action to seek injunctive relief or damages for intellectual property rights infringement or unauthorized access to our systems.
11. Contact Information
If you have any questions or concerns regarding these Terms of Service, please contact us at:
BoniFi Capital
email: [email protected]
phone: (917) 969-5469
Thank you for choosing BoniFi Capital. We look forward to serving your financial needs and providing expert guidance in the mortgage application process.