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Current Mortgage Rates

Transparent sample scenarios across 100+ lenders.

See sample rates across our most popular loan programs

These sample rates reflect real wholesale pricing from 100+ lenders.

Refinance rates typically mirror purchase rates.
Pricing for standard rate-and-term refinances is usually very similar to purchase scenarios. Your exact refi rate may differ based on your current loan, equity, and lender LLPAs.

Model scenario: $350,000 loan amount, 760 FICO, 75% LTV primary residence (unless noted), 30-year term, 2.000 discount points. Taxes & insurance not included. Jumbo & DSCR assume 70% LTV; DSCR examples include a 5-year prepayment penalty and 1.25 DSCR ratio. Rates updated weekly · Last updated: Nov 29, 2025.

*Monthly payment examples are for principal & interest only and do not include taxes, insurance, or HOA dues. These are sample scenarios for comparison only and not a commitment to lend. Rates vary based on credit, income, property, loan amount, and lender pricing. For your exact rate, request a custom quote from BoniFi Capital.

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This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

BoniFi Capital is a mortgage brokerage. All loans arranged through third-party lenders. Rates and terms subject to change.

Not all programs available in all states.
Currently serving PA, FL, and DSCR investors nationwide in 40+ states.

Matthew 22:37-39